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个人住房贷款每万元月还款测算表(20120706起执行)
中国银行提供

年限

基准利率

下浮15%

下浮10%

上浮10%

月利率‰

月还款

月利率‰

月还款

月利率‰

月还款

月利率‰

月还款

1

5.0000

860.664

4.2500

856.533

4.5

857.909

5.5000

863.425

2

5.1250

443.882

4.3563

439.733

4.6125

441.114

5.6375

446.661

3

304.899

300.731

302.117

307.698

4

5.3333

236.689

4.5333

232.291

4.8

233.752

5.8667

239.648

5

195.193

190.735

192.214

198.201

6

5.4583

168.337

4.6396

163.695

4.9125

165.234

6.0042

171.476

7

148.737

144.021

145.583

151.931

8

134.109

129.318

130.904

137.360

9

122.796

117.930

119.539

126.104

10

113.803

108.861

110.494

117.168

11

106.496

101.479

103.136

109.919

12

100.455

95.362

97.043

103.934

13

95.386

90.217

91.922

98.922

14

91.081

85.836

87.565

94.672

15

87.386

82.067

83.819

91.033

16

84.187

78.794

80.570

87.888

17

81.395

75.929

77.728

85.151

18

78.943

73.404

75.227

82.752

19

76.776

71.166

73.011

80.638

20

74.852

69.171

71.039

78.765

21

73.135

67.383

69.274

77.099

22

71.596

65.776

67.688

75.610

23

70.212

64.324

66.258

74.275

24

68.964

63.008

64.964

73.074

25

67.833

61.813

63.790

71.991

26

66.808

60.722

62.721

71.011

27

65.875

59.726

61.745

70.123

28

65.024

58.813

60.852

69.317

29

64.247

57.974

60.033

68.582

30

63.536

57.203

59.282

67.913

本须知仅供参考,最终以按揭银行审批权为准,若遇政策调整以银行发布文件为准,敬请留意。